I started both of these cards with a red card. I added the HO HO HO paper in pieces on the top and bottom. I embossed the white panels with the QuicKutz Christmas greeting embossing folder and then layered it over the gap. I did add a brad to them before adhering them into place. The left hand one has an embossed and torn strip in a dark red cardstock tucked in behind the white panel. The bus with the wreath on the front (ClipartMax) was colour printed and fussy cut. I added the buses using 3D foam tape.
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