I added toppers so it would be easy to remember that the big bills are in this one and the smaller ones in the other. They slide nicely into the back pocket. There are two front pockets which hold cards. I cut one piece of fabric 4.25" wide and longer than I needed. I hemmed the end and then started folding and sewing until I had all the pockets I needed. I tucked the other end all the way behind the pockets, trimmed and hemmed it. I cut another piece of fabric which I doubled over as well to form the little pocket for change. I used a decorative stitch on my sewing machine with coordinating thread and stitched up the edges to encompass the trimmed edges. This piece comes all the way to the front to protect the front pockets and has velcro on the inside. I stitched on a little pull under the velcro to help open up the flap. I stitched it to the back of the first piece and added the velcro pieces. I refolded all the pockets and then stitched up the sides of the wallet. After checking to see how it worked I found that I should have stitched the bottom of the front flap where the velcro is to the front of the pocket for the bills because when you pulled on the flap to open it it pulled up the pocket. No problem, I simply hand stitched those pieces to each other and now it works perfectly!!! Therese
