This sketch features a decorative paper background (right hand one is pieced from scraps), a ripped greeting "snow" layer and a tree die cut!! I love this little tree - Marianne Design - which you can get at Ecstacy Crafts. It is so versatile!! I will be using it for Christmas cards next year!! I added double layered circle punchies (3/4" and 1/2") punched with a 1/8" hole at the top of the card, punched through the card front and threaded through some fiber which I tied on the front with a double knot. This gives less bulk at the top of the card which makes it easier to insert into the envelope. Again, if you preferred not to make this a thank you card you just could reverse the greeting layer and glue the plain side up.